Multiple Choice

An insurance actuary is simplifying a risk-assessment formula that contains the complex rational expression:

4y−38y2−9\frac{\frac{4}{y-3}}{\frac{8}{y^2-9}}

To simplify this expression, the actuary must factor the term y2−9y^2 - 9 found in the denominator of the second fraction. Which of the following is the correct factored form of y2−9y^2 - 9?

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Updated 2026-09-17

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