Concept

Habits and Rules of Thumb as a Mechanism for 'As If' Behavior

The 'as if' principle works because people do not need to consciously perform complex economic calculations. Instead, through a process of trial and error—sometimes unintentional—individuals develop habits and rules of thumb. These learned behaviors guide them toward choices that are satisfactory and free of regret, leading to outcomes that align with what formal economic models would predict.

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Updated 2026-05-02

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