After reviewing the case study below, identify and explain at least two distinct financial barriers that are preventing the individual from accessing mental health treatment, even though she has health insurance.

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Financial obstacles frequently prevent individuals from receiving mental health care. These barriers go beyond simply affording treatment or having adequate insurance, and include practical costs such as co-pays, deductibles, and lost wages from taking time off work for appointments.

Financial Barriers to Mental Health Treatment

Identifying Financial Hurdles in Mental Healthcare

A city government offers fully subsidized (free) weekly therapy sessions to its residents. However, they find that individuals in low-wage jobs have a significantly lower rate of consistent attendance compared to other groups. Based on a comprehensive understanding of financial barriers to mental health care, which of the following policy adjustments would most effectively address this specific attendance gap?

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