Nicholas S. Souleles is an economist who, in collaboration with David B. Gross, published a 2002 paper that investigated consumer behavior in relation to liquidity constraints and interest rates, using evidence from credit card data.

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A 2002 study by David B. Gross and Nicholas S. Souleles, published in *The Quarterly Journal of Economics* and titled 'Do liquidity constraints and interest rates matter for consumer behavior? Evidence from credit card data', provides evidence on how liquidity constraints and interest rates influence consumer behavior through the analysis of credit card data.

Study by Gross and Souleles (2002) on Liquidity Constraints and Consumer Behavior

To cite the ebook, use The CORE Econ Team 2023 The Economy 2.0: Microeconomics Open access e-text https://core-econ.org/the-economy/.

To cite a unit, use The CORE Econ Team 2023 The Economy 2.0: Microeconomics Open access e-text https://core-econ.org/the-economy/ Unit [unit number] (url).

CORE Econ - The Economy 2.0: Microeconomics

David B. Gross is an economist who co-authored a significant 2002 study with Nicholas S. Souleles. Their research utilized credit card data to explore the impact of liquidity constraints and interest rates on consumer behavior.

David B. Gross

Nicholas S. Souleles

*The Quarterly Journal of Economics* is a prominent academic journal that published the 2002 study by David B. Gross and Nicholas S. Souleles on liquidity constraints and consumer behavior.

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