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  • Application of Economic Models to Wealth and Credit Markets

Prioritizing Steps in Economic Model Construction

A team of economists is developing a new model to explain the significant variation in interest rates for personal loans across different banks. Based on the standard approach to applying economic models to real-world topics, what kind of information should they prioritize gathering and analyzing before they begin constructing the theoretical framework of their model, and why is this initial step crucial for the model's validity?

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