In virtually every country of the world, persons of lower levels of education and income have higher rates of disease and death than those who are better off than they are. The latest report from the Federal Reserve Board indicates that for every dollar of wealth White households have, African American households have .10 cents, and Latino households have .12 cents.What we know is that minorities have early onset of disease, early onset of chronic conditions, hypertension, diabetes, heart disease, all occur at younger ages because of lower income and stress