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Calculation of Lender-Borrower Income Difference in the One-Lender, Five-Borrower Model

In the one-lender, five-borrower model, a key step for calculating the average income difference for the Gini coefficient is determining the pairwise difference between the lender and each borrower. This difference is found by subtracting the borrower's income, $1-s, from the lender's income, $5s. The resulting income difference for each of the five lender-borrower pairs is $6s - 1$.

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Updated 2025-08-29

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