Case Study

Classifying Economic Roles in the Credit Market

In a framework used to analyze credit and labour markets, participants are categorized based on their roles and outcomes. 'Principals' are those who offer contracts, such as lenders. 'Agents' are those who successfully enter into a contract, such as individuals who receive a loan. 'Would-be agents' are those who seek a contract but are excluded, such as rejected loan applicants.

Analyze the scenario below and classify each of the three participants (The Community Bank, Aisha, and Ben) into one of these categories, providing a brief justification for each classification.

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Updated 2025-09-14

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