Causation

Effect of Interest Rates on Share Prices

A change in the real interest rate affects the price of company shares through the mechanism of present value. The value of a share is derived from the present value of its expected future dividend payments. A decrease in the interest rate raises the present value of these future dividends, making the share more attractive to investors. This increase in demand, relative to the fixed supply of shares, leads to a rise in the share's market price.

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Updated 2025-10-31

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