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Estimated Quarterly Tax Payments for Self-Employed Contractors

Because no employer withholds taxes from a self-employed contractor's income, the IRS expects income tax and self-employment tax to be paid in four quarterly installments throughout the year. This pay-as-you-go requirement applies to both federal income tax and SE tax. The IRS Form 1040-ES worksheet helps calculate each quarterly amount using the prior year's return as a starting point. If income changes mid-year, the worksheet can be recalculated for the next quarter.

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Updated 2026-05-04

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