Consider two small, isolated communities. In Community A, all working individuals contribute 1% of their income to a community fund, which is then used to provide a temporary basic income to any member who loses their job. In Community B, there is no such fund; individuals who lose their job must rely entirely on their own savings. Evaluate Community A's system as a mechanism for managing the risk of job loss. In your evaluation, explain how this system functions and why it provides a more stable safety net than the approach in Community B.