Two economic advisors are debating the most effective way to design a fiscal stimulus package aimed at boosting consumer spending. Advisor A argues for a broad-based tax cut that gives the same dollar amount back to every household. Advisor B argues for a targeted cash transfer program directed specifically at the households with the lowest financial savings. Analyze the arguments of both advisors. Which approach is likely to be more effective in stimulating immediate consumption, and why? Your explanation should focus on the differences in spending behavior between households with varying levels of financial resources.