Part A is titled hospital insurance and covers care received in hospitals, nursing facilities, hospice as well as home health care. Part B is general medical insurance and it covers services from physicians and additional providers, outpatient care, home health care, preventative services such as vaccines and yearly physicals, as well as durable medical equipment such as wheelchairs or hospital beds. Part D includes drug coverage and covers the expense of prescription drugs and vaccines. Part C is known as Medicare Advantage, and is a separate plan than original Medicare. 

The Four Components of Medicare Coverage

There is a Medicare Advantage Plan titled “Special Needs Plan” (SNP) that may assist people with specific diseases or characteristics. People who are eligible include individuals residing in institutions like nursing facilities or receive nursing assistance at their home, people eligible for Medicare and Medicaid, and people with chronic or disabling conditions. 

Plans Offered to Individuals with Disabilities & Chronic Conditions

A national healthcare insurance program provided to Americans 65 and older or who have certain disability statuses. This program covers about 50% of health costs for those enrolled.

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