There are two components that compose the original medicare plan, Part A and Part B. To receive Part D of medicare, one would have to join a separate Medicare drug plan. Original Medicare also permits users to purchase supplemental coverage or use coverage from a former employer, union, or medicaid to help pay out of pocket expenses.

The Original Medicare

This is considered Part C of medicare's plans. This is a plan that is approved by the medicare agency and bundles Parts A, B, and D with a plan from a private company. The largest difference between this plan and original medicare is that coverage is offered for additional benefits such as vision, hearing, and dental services. 

Medicare Advantage Plan

Long term care, most dental services, eye exams related to receiving a prescription of glass, denture related services, cosmetic surgery, acupuncture, hearing aids and exams, and routine foot care are explicitly stated to not be covered by Parts A and B of Medicare. 

What Medicare Parts A & B Do Not Cover

Medicare will not cover any costs for hearing aids or exams. Some Medicare Advantage Plans (Part C) may offer coverage on some hearing related services. It may cover a certain hearing test a physician orders for the patient or a treatment received for a hearing related medical condition. 

Medicare Coverage for Hearing Aids

Part A is titled hospital insurance and covers care received in hospitals, nursing facilities, hospice as well as home health care. Part B is general medical insurance and it covers services from physicians and additional providers, outpatient care, home health care, preventative services such as vaccines and yearly physicals, as well as durable medical equipment such as wheelchairs or hospital beds. Part D includes drug coverage and covers the expense of prescription drugs and vaccines. Part C is known as Medicare Advantage, and is a separate plan than original Medicare. 

Michigan State University

A national healthcare insurance program provided to Americans 65 and older or who have certain disability statuses. This program covers about 50% of health costs for those enrolled.

Medicare 

Parts of Medicare. (n.d.). Retrieved from https://www.medicare.gov/basics/get-started-with-medicare/medicare-basics/parts-of-medicare


Basics of Medicare

The Four Components of Medicare Coverage

There is a Medicare Advantage Plan titled “Special Needs Plan” (SNP) that may assist people with specific diseases or characteristics. People who are eligible include individuals residing in institutions like nursing facilities or receive nursing assistance at their home, people eligible for Medicare and Medicaid, and people with chronic or disabling conditions. 

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