Essay

Policy Intervention for Consumption Smoothing

A government observes that for many households, spending falls sharply immediately after a temporary loss of income, which deepens economic recessions. Based on the factors that link consumption directly to current income, propose one specific government policy designed to help households better maintain their spending during such periods. Justify your proposal by explaining which underlying household constraint it addresses and how the policy would work to reduce the immediate impact of an income shock on consumption.

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Updated 2025-10-08

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