Essay

Contract Selection for a Risk-Averse Landowner

A risk-averse landowner wants to secure a predictable income from a plot of land where the harvest yield is highly uncertain due to unpredictable weather. They are considering two non-negotiable contract options for a farmer:

  1. An employment contract where the farmer is paid a fixed wage, and the landowner keeps the entire harvest.
  2. A tenancy contract where the farmer pays a fixed rent, and the farmer keeps the entire harvest.

Evaluate which contract type would be more suitable for achieving the landowner's primary objective. Justify your recommendation by analyzing how each contract type allocates the risk associated with the uncertain harvest.

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Updated 2025-10-08

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