Case Study

Evaluating Investment and Financing Options

An entrepreneur needs to borrow $10,000 to start a new business. They are considering two different business ventures and have two potential loan offers. The details are as follows:

Business Ventures:

  • Venture A: Requires a $10,000 investment and is projected to generate $12,500 in total revenue.
  • Venture B: Requires a $10,000 investment and is projected to generate $13,500 in total revenue.

Loan Offers:

  • Loan 1: A loan for $10,000 at a 20% interest rate.
  • Loan 2: A loan for $10,000 at a 30% interest rate.

Which combination of a business venture and a loan should the entrepreneur choose to best improve their financial position, and why? Justify your answer by calculating the relevant rates and explaining the decision-making rule.

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Updated 2025-07-27

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