Concept

Using Government Bond Rates as a Proxy for Policy Interest Rates in Pre-Euro Spain and Germany

In the period before Spain and Germany adopted the euro in 1999, their monetary policies were less formalized than modern inflation-targeting regimes, lacking a single, clearly defined policy interest rate. To analyze their economies, economists use the interest rates on government bonds as a proxy. This is a valid approach because each government borrowed in its own currency (the peseta and the Deutsche Mark, respectively), which made these bonds effectively free of default risk and thus a good substitute for the policy rate.

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Updated 2025-10-03

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