According to the Milken institute, deriving information from 2003 NCS-R data reporting that Americans took roughly 3.6 billion days off in within a two year span due to health related reasons, absenteeism led to a $127 billion loss. This paper focusses on how functional limitations due to chronic disabilities relates to loss of workdays and money. Many people with chronic illness do not have impediments to their daily activities; such limitations vary on the type and severity of disability, along with other personal factors.